Motor Vehicle Accident Compensation in New York

If you suffer injuries in a motor vehicle accident that the state of New York deems serious, you may be able to file a lawsuit for compensation. Your lawyer can inform you if your injuries meet the threshold.

Insurance companies are adept in denying the extent of your losses. This can lead to settlement offers that are not in the range of what you require.

Damages

If you've been injured in an automobile accident, you may be entitled to compensation. These damages are meant to cover the cost of your expenses, such as medical bills as well as lost income and property damage. You can also be compensated for suffering and pain. This kind of compensation is more subjective and may be difficult to quantify. However, a skilled and motor vehicle accident experienced tort attorney can assist you in obtaining the maximum amount of damages for your injuries.

If, for example, you suffer an injury that causes permanent impairment of your arm or your leg, compensation may include future costs related to the impairment. This could include physical therapy, surgeries, or prosthetics. A permanent loss of a leg, or a disfigurement can cause emotional trauma that lasts a lifetime and a decrease in quality of life. This is called mental anguish.

Insurers often try to reduce the value of non-economic damages that are intangible. However, a knowledgeable tort attorney at Morgan & Morgan can make sure that you're awarded the entire value of the general damages in your case.

Medical bills

Medical expenses can quickly pile as you recover from injuries during an accident. It is possible to feel overwhelmed by the costs particularly if still recovering from your injuries.

There are a variety of options for victims of car accidents can receive assistance in paying their medical expenses. In New York, all drivers are required to carry Personal Injury Protection (PIP) which covers the first medical expenses of the victim following an accident. PIP will also cover loss of income for up to 90 days if the victim of an accident is unable to work.

Medicare and health insurance might also provide medical coverage in addition to PIP. The only restriction is that the patient must be able to prove that the costs are related to the accident by submitting medical bills and receipts.

Some doctors and hospitals allow accident victims to negotiate a payment agreement in exchange for a lien against the victim's personal injury settlement or verdict. These liens are typically called medical liens or hospital liens. If you fail to resolve these liens within a reasonable period of time, the debts could be sent to collection. Victims may also seek reimbursement for the expense of mileage incurred when travel to and from medical appointments by tracking and storing their mileage receipts.

Lost wages

In the event of a motor vehicle accident attorney vehicle accident could put you in an extremely difficult financial situation. Many Americans live paycheck to paycheck and losing only a few months or weeks of wages can be devastating. Fortunately, victims of car accidents are often able to recover lost wages in their car accident lawsuits.

Typically, claims for lost wages are determined by calculating the amount of time a injured person would have worked but for their injuries. This could include missing shifts, overtime hours and any work that is performed while in hospital. To prove loss of income the plaintiff should request documentation from the employer. This could be in the form of letters that prove the absence from work and their hourly or salary. Other documents could include pay stubs as well as copies of the injured person's tax return from last year.

It is crucial to submit the demand package as quickly as possible following a car accident. This will allow the person injured to get the maximum benefits from their claim. The evidence of the incident is more convincing if it's provided immediately.

Suffering and pain

The physical and emotional trauma that can result from a car accident is difficult to place a value on. It is essential to seek compensation in your case for Motor Vehicle Accident the losses.

They are referred to as non-economic damage. They can be the result of suffering and pain and loss of enjoyment life as well as post-traumatic stress disorder (PTSD) and many more. These costs are difficult to quantify as it may take some time to understand the full impact of your injury.

Your lawyer may employ one of two methods to calculate the amount of pain and suffering. The multiplier method is the most widely used. It involves adding all of your economic losses, including past and future medical expenses, lost income due to your injury and property damage, and then multiplying the sum by a range of between 1.5 to 5 to arrive at your total economic damages. The higher the number, the more serious the injuries are judged to be.

Per diem is an alternative method to gauge the amount of suffering and pain. If you are using this method the lawyer can ask jurors to award you a dollar amount for every day that you be afflicted by your injury. This is particularly beneficial for those who work outside the house or have children to care for as they recover.